As with most things in life these days, a lot of the search time has been reduced by the numerous websites who will do the comparison between insurers on your behalf.
You only need to put in all those long and lengthy details once, and with a click of a button all the searches are done for you.
However, it may be worth doing a little bit more of the legwork yourself, as not all insurers are checked by every comparison website.
You may find a better deal this way, and once you have got all the information together for an initial search, at least you’ll have it at your fingertips for any other calls or searches you make separately.
If you do need to make a claim on your truck insurance, it’s much the same process as people go through making claims for family cars.
1. Call the police, or go and get a police report as soon as possible after the incident.
2. Call your insurance agent immediately and be as honest and detailed as you can on all the facts.
3. Take photos of the vehicles involved. These can be used as evidence.
4. Get a witness to give you their contact details, and agree to be contacted by your insurance agency.
5. Once the claim has been processed, make sure you are happy with the amount the insurance agency offers before you agree to settle.
Any delayed complaint is less likely to be resolved in your favour.
6. Remember, each claim you make is likely to push up your premiums, so if the damage is minor, think about paying for the repairs directly, not through your insurance.
